Mortgage Equity Partners LLC considers privacy a very serious subject and knows that visitors to our website find privacy equally important.
- What information is collected from you through the website.
- How the information is used and with whom it may be shared.
- What choices are available to you regarding the use of your data.
- The security procedures in place to protect from the misuse of your information.
Types of Information Collected
We collect both personal and non-personal information from you. All the information we collect is used to operate our business. Examples of non-personal information are links visitors use to arrive at Mortgage Equity Partner’s website, domains from which visitors access the Internet, IP addresses, and the number of visitors to the site and individual pages within the site.
Non-public or personal information is information specific to you and is considered private. There are state and federal regulations that govern the collection, use, and protection of this information and Mortgage Equity Partners adheres to, and in some cases exceeds, those requirements. However we only collect non-public, personal information when you voluntarily submit it to us or direct us to obtain it on your behalf.
How information is used and whom is the information shared with
Any information we collect (personal and non-personal is owned by Mortgage Equity Partners LLC. We do not sell, rent, or lease this information to any third-party.
We will use your information to respond to you regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request or in furtherance of our business operations. Some examples of this are: to obtain a credit decision on a loan request, obtaining a credit report in order to obtain a lending decision, working with external consultants and service providers that support the infrastructure and operation of our business, responding to requests by quality control auditors hired by us to review our loan procedures, responding to judicial process, protecting or preventing actual or potential fraud, or sharing information if required to do so by law.
What choices are available to you about data we collect
You do have access to and control over Information we collect. You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number on our website:
- See what data we have about you, if any
- Change/correct any data we have about you
- Have us delete any data we have about you (note that, in some cases, both state and federal lending guidelines require that we retain loan file information for proscribed periods of time)
- Express any concern you have about our use of your data.
Mortgage Equity Partners has extensive policies and procedures to deal with the protection and prevention of misuse of non-public (private) information. We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect and process sensitive information, that information is encrypted and transmitted to us in a secure manner. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment and we have safeguards in place that establish protocols for passwords, employee access levels, and data storage.
Although we strive to maintain extensive safeguards, policies, and procedures, data transmission over the Internet is not without risk and we cannot warrant or represent the security of the information that is transmitted to us and ultimately visitors do so at their own risk.